How to Rebalance Your Investment Portfolio : Investing is not a one-time decision. Your portfolio changes continuously as markets rise and fall, your income changes, your financial goals get closer and your ability to take risk evolves. A portfolio that was appropriately allocated when you started investing may therefore become significantly different a few years later. For example, suppose you initially decided to maintain: 60% equity 30% debt 10% gold If equity markets perform strongly, your equity allocation could eventually rise to 70% or more. Although your portfolio value has increased, you are also taking more equity risk than you originally intended. This is where portfolio rebalancing becomes important. Portfolio rebalancing means bringing your investments back towards your intended asset allocation by increasing investments in underweight assets and, where appropriate, reducing exposure to overweight assets. SEBI's investor-education material emphasises the ...
Foreign Assets Showing in AIS? What Indian Taxpayers Must Do Before Filing ITR for AY 2026-27 : If you have a bank account, shares, ESOPs, a brokerage account or another financial asset outside India, there is an important change you should know about before filing your income tax return for Assessment Year (AY) 2026-27. On 20 July 2026, the Income Tax Department announced that taxpayers can now view information relating to their foreign assets in the Annual Information Statement (AIS) . The information is based on data received through international information-exchange mechanisms such as the Common Reporting Standard (CRS) and FATCA. For taxpayers with overseas financial connections, this makes checking AIS before filing the return more important than ever. Finding a foreign asset in AIS does not automatically mean that additional tax is payable . But it should not be ignored either. The information needs to be checked against your own records and, where applicable, correctly dis...